There are several reasons someone may want to change their name, (often after marriage or divorce), but to be valid it has to be done legally. Below are answers to some of the most commonly asked questions about how to legally change your name, including a summary of the steps involved and the importance of notifying various institutions of your name change.
Can I change my name to anything I want?
Typically, you may legally change your name to whatever name you'd like, although state marriage laws may also provide some additional legal guidance. There are some exceptions though. For example, you can't:
What are the most common reasons people change their names?
Marriage and divorce are easily the most common reasons people change their names. Generally, if you're changing your name after marriage, a marriage certificate is the only thing that you need and a divorce decree is all you need to change your name back after divorce.
Is filing my name change in court required?
Not in most states, but it's helpful. Most states allow you to legally change your name simply through usage. You can choose a name and just start using it in social settings and in your business. This can be a completely legal name change. The problems arise when it comes to government and financial agencies. Because identity theft, credit card fraud, and even the fear of terrorist spies are rampant, many financial and government agencies may require legal court documents to prove your identity; there are certain forms of identification, such as a social security card, birth certificate, and passports, which will absolutely require legal name change documents.
Again, since every state varies on their name change rules, be sure to check with your local court clerk to find out your state's requirements.
What's the process to legally change your name?
The process of legally changing your name generally includes petitioning to change your name and using your new name.
1. Petitioning to Change Your Name.
Forms: The most commonly required forms include:
Once you have these forms filled out, simply take them to the court clerk and file them along with your state's required filing fees. In most cases, a judge or magistrate will review your forms and grant the name change. Some states require a more formal advertisement of the usage of your new name, which is done simply by posting notice in the local newspaper. Be sure to check the requirements in your state by visiting your state government's website or calling your court clerk.
2. Using Your New Name.
The most important thing to do to legally change your name is to start using your new name. You can do this by:
In most states, it's a rather simple process to change your name through the court system. In fact, most state government websites have forms online that you can print and use. The questions on the forms are very straightforward, and may include your old name, new name, social security number, reason for your name change, and a promise that you are not changing you name to escape debt or criminal liability.
Who should you notify of your new name?
Be sure to change your name on all of personal documents, such as wills, deeds, titles, trusts, accounts, and powers of attorney. Changing your name on estate planning documents will make it much easier on your heirs in the future. While your heirs can't be disinherited because of a name discrepancy, they may have to go through more steps in order to show your former name and true identity before being awarded their share.
In addition to your friends and family members, here are some of the entities that you should be notify once you legally change your name:
If any of these entities give you a hard time when you tell them about your legal name change, remind them of your right to do so and offer them a copy of the court order. If necessary, talk to a supervisor. Remember that many financial institutions and creditors will be reluctant for fear of identity theft and fraud. Be patient, and continue enforcing the use of your new name. Eventually, it'll catch on permanently.
Talk to a Lawyer about How to Legally Change Your Name
Legally changing your name, whether for marriage, divorce, or another reason, can be a big life event. The laws in every state are different and you'll want to make sure you're doing it by the book, including filing your legal name change petition with the appropriate government entity. Let an experienced family law attorney walk you through the process.